Student loan forgiveness has been a topic of discussion in recent years due to the rising cost of attending college and the increasing amount of debt students are taking on. cash loans in alabama. North Carolina has established various loan forgiveness programs that aim to provide relief to those who have student debt. In this article, we will discuss loan forgiveness programs available in North Carolina to help those who are struggling to pay off their student loans.
The North Carolina Forgivable Education Loans for Service (FELS) program was created to encourage students to pursue careers in the fields of education, healthcare, and law. This program awards forgivable loans of up to $20,000 per year for up to four years to students who agree to work in designated areas of North Carolina in their respective fields. The loan is forgiven after a certain number of years of service, dependent upon the amount of the loan received. This program is an excellent opportunity for students who are passionate about public service and have a desire to give back to their community.
The North Carolina National Guard Tuition Assistance Program provides tuition assistance to eligible National Guard members who pursue education at qualifying colleges and universities in North Carolina. The program covers up to 100% of tuition and certain fees, not to exceed $4,500 per year. The program is designed to help National Guard members further their education without incurring additional debt. This program is a great opportunity for National Guard members who want to pursue higher education while serving their country.
The NC Assist Loan Forgiveness Program was created to assist graduates of North Carolina colleges and universities who have degrees in certain medical fields, such as nursing, physical therapy, and occupational therapy. The program offers loan forgiveness of up to $36,000 for those who are employed in designated underserved areas of the state for two years or more. This program provides critical support to medical professionals in underserved communities, and offers a way for those with significant student debt to have some of it forgiven.
The North Carolina State Loan Repayment Program was created to attract healthcare professionals to work in underserved areas of the state. The program provides loan repayment assistance of up to $100,000 to qualifying healthcare professionals who agree to work in designated areas of the state for at least two years. whats a usda loan. The program helps to address the shortage of healthcare professionals in underserved communities, while also providing loan forgiveness to those who have significant student debt.
Student loan debt can be overwhelming, but there are resources available to help alleviate the burden for those who qualify. The loan forgiveness programs listed above provide relief to those who are employed in designated areas of the state, thus encouraging professionals to work where they are needed most. In some cases, the loan is forgiven after a certain number of years of service, which benefits both the professional and the community they serve. These programs are a great opportunity for individuals seeking to pursue a degree in a public service field, serve their country or help communities in need, while having their student debt reduced or forgiven.
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| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
| Interest Rate | 24% | 19% | 13% | 8% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
| Fee | 3% | 5% | 8% | 10% |
| Fee Cost | $30 | $100 | $400 | $1,000 |
| Repayment | $94.56 | $100.82 | $131.67 | $202.28 |
| APR | 29.82% | 24.12% | 18.23% | 9.20% |
| Total Payments | $1,134.72 | $2,419.68 | $6,320.12 | $12,136.80 |
| Total Costs | $164.72 | $519.68 | $1,720.12 | $3,136.80 |
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